SME Loansvertical image
SaviyaA specific target group of SME clients.

"SAVIYA" SME Loan scheme has been introduced by HNB Finance Finance Ltd to assist all entreprenurs/businessmen to develop their businesses with minimum hassle.

We have Marketing Executives Island wide who will come to your door step & assist you in completing formalities & providing necessary advice.You should not waste time unnecessarily visiting our Institution once the Loan Application is hansed over.

We also provide a speedy & efficient service in releasing the facility within a minimum time frame.

Loan Amount

Rs 1.0 Mn - 20.0 Mn (No loan below Rs1.0 Mn will be entertained under this scheme & maximum loan quantum will remain below Rs 20.0 Mn)

Repayment Period 

Repayment period of up to 60 months (Inclusive of an optional grace period of maximum 6 months)

If required,extended repayment periods will be considered on case by case basis.


RelaxFor Salaried Employees

“Relax” Personal loan scheme is focused in providing speedy financial solutions especially for the salaried employees to meet their numerous personal financial needs including;

  • Purchase of vehicles, computers, household goods, furniture and fittings, appliances etc.
  • Education of family members
  • Travel abroad for business or pleasure
  • Wedding and other functions
  • Repair/extension to residential houses
  • Any other  personal purpose if acceptable to the HNBF
  • Settlement of personal debts


Confirmed employees over 02 years of experience in the government and established private sector organizations are eligible to apply for this loan.


Product Features

Loan Amount          : Rs. 75000- to Rs.1,000,000

Repayment period : Up to a maximum period of 4 years.

Age Limit- 24- 50 Years ((loan to be repaid in full before the date of retirement)


Documents Required

  • Employer’s Letter of Confirmation of Employment and salary and Letter of Undertaking to remit the installment direct to HNBFL
  • 03 most recent salary slips or a letter issued by the Employer confirming the present salary.
  • Certified NIC Copy  
  • Confirmation of  residency  (GS Certificate)    or
  • Copy of a recent utility bill (electricity, water, telephone) showing borrower’s name and address in order to confirm the permanent residency in the area.
  • Duly completed Guarantor’s Statements (02 Guarantors required)- Guarantors should draw an equivalent or higher salary than the borrower.




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