SME Loansvertical image
SaviyaA specific target group of SME clients.

"SAVIYA" SME Loan scheme has been introduced by HNB Finance Finance Ltd to assist all entreprenurs/businessmen to develop their businesses with minimum hassle.

We have Marketing Executives Island wide who will come to your door step & assist you in completing formalities & providing necessary advice.You should not waste time unnecessarily visiting our Institution once the Loan Application is hansed over.

We also provide a speedy & efficient service in releasing the facility within a minimum time frame.

Loan Amount

Rs 1.0 Mn - 20.0 Mn (No loan below Rs1.0 Mn will be entertained under this scheme & maximum loan quantum will remain below Rs 20.0 Mn)

Repayment Period 

Repayment period of up to 60 months (Inclusive of an optional grace period of maximum 6 months)

If required,extended repayment periods will be considered on case by case basis.

Key Fact Document -  SME product.pdf

RelaxFor Salaried Employees

“Relax” Personal loan scheme is focused in providing speedy financial solutions especially for the salaried employees to meet their numerous personal financial needs including;

  • Purchase of vehicles, computers, household goods, furniture and fittings, appliances etc.
  • Education of family members
  • Travel abroad for business or pleasure
  • Wedding and other functions
  • Repair/extension to residential houses
  • Any other  personal purpose if acceptable to the HNBF
  • Settlement of personal debts


Confirmed employees over 02 years of experience in the government and established private sector organizations are eligible to apply for this loan.


Product Features

Loan Amount          : Rs. 75000- to Rs.1,000,000

Repayment period : Up to a maximum period of 4 years.

Age Limit- 24- 50 Years ((loan to be repaid in full before the date of retirement)


Documents Required

  • Employer’s Letter of Confirmation of Employment and salary and Letter of Undertaking to remit the installment direct to HNBFL
  • 03 most recent salary slips or a letter issued by the Employer confirming the present salary.
  • Certified NIC Copy  
  • Confirmation of  residency  (GS Certificate)    or
  • Copy of a recent utility bill (electricity, water, telephone) showing borrower’s name and address in order to confirm the permanent residency in the area.
  • Duly completed Guarantor’s Statements (02 Guarantors required)- Guarantors should draw an equivalent or higher salary than the borrower.



Key Fact Document -  SME product .pdf




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